What is finance?
Car finance is one of the most popular ways to purchase a car. In fact, up to 90% of cars sales are paid on Monthly finance. This means, with finance you are able to split the cost of your car over several months or years, but you can drive away with your dream vehicle the day you sign your finance agreement. Finance Packages enable you to make your choice of car based on what you can afford to repay over a period suited to you rather than what you can afford to pay on the day or overstretch yourself at the time of purchase. Your personal repayment plan amount will depend on your agreement, but in summary you'll pay a monthly sum towards your car until you gain full ownership. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.
Who is it for?
Finance options are available for a broad range of people and can be a good choice for you if you need a car but don't have the money to buy one outright. It can also be a good option for those who want the option of returning their car at the end of their repayment term, with some specific types of finance. We fit the package to suit your needs in terms of deposit, payments, and length of the finance period. We recognize that everyone is different. Just tell us what you need and we will do our best to fulfil your personal requirements. We have relationships with high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure the best finance deal for their budget.
What types of finance are there?
A common type of finance is Hire-Purchase (HP), which allows you to put down a 10% deposit and then pay monthly for your car until all the repayments have been made, at which point you will own your vehicle. You may also have heard of personal contract purchase (PCP) finance, which can have lower monthly repayments but requires a balloon payment at the end of your term in order for you to own the car.
Authorised by the FCA
Bianco Auto Sales are Authorised and Regulated by the Financial Conduct Authority. FCA No: 968530. Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
For more information on Finance please contact us on 01342 842080 or info@biancoautosales.co.uk